Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

-

Consumer/Small Business Online Banking

Commercial Online Banking

-


View Account Balances

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


View Account Activity

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


Transfer funds between accounts

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


Make loan payments

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


View, print, and download
current account history

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


View your check and deposit
images

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


Place stop payments

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


Download account activity
into Excel, Quickbooks, or
Quicken

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


-

Consumer/Small Business Online Banking


Communication

Commercial Online Banking


-

-


Communicate securely and
directly with F&M Bank

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


Communicate with other users
within your organization securely

Consumer/Small Business Online Banking


no

Commercial Online Banking


yes

-


Sign up for E-Statements

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


-

Consumer/Small Business Online Banking


Bill Pay

Commercial Online Banking


-

-


Consumer Bill Pay and Limits

Consumer/Small Business Online Banking


yes

Commercial Online Banking


no

-


Business Bill Pay and Limits

Consumer/Small Business Online Banking


no

Commercial Online Banking


yes

-


Pay Individuals

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


Pay a company by entering
routing and account
information

Consumer/Small Business Online Banking


no

Commercial Online Banking


yes

-


Optional Dual Verification for
Bill Pay

Consumer/Small Business Online Banking


no

Commercial Online Banking


yes

-


-

Consumer/Small Business Online Banking


Debit Cards

Commercial Online Banking


-

-


Establish Alerts, Limits,
Suspend, or Report your
debit card as lost/stolen

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


-

Consumer/Small Business Online Banking


Deposits

Commercial Online Banking


-

-


Mobile Deposit

Consumer/Small Business Online Banking


yes

Commercial Online Banking


yes

-


-

Consumer/Small Business Online Banking


Business Exclusive Features

Commercial Online Banking


-

-


User Management -
Create your own users and
set individual permissions.

Consumer/Small Business Online Banking


no

Commercial Online Banking


yes

-


Positive Pay -
Upload a check register of
approved items to be paid,
get notified and determine
whether to pay or return
exception items.

Consumer/Small Business Online Banking


no

Commercial Online Banking


Available as an add-on

-


Autobooks -
Create online checkout pages
to sell online, create custom
links and QR codes to accept
payments, set up recurring
payments for your customers,
take donations or contributions,
and send invoices to your
customers.

Consumer/Small Business Online Banking


no

Commercial Online Banking


Available as an add-on

-


Remote Deposit Capture -
Lease or purchase a check
scanner and begin depositing
from your business without
having to travel to the bank.

Consumer/Small Business Online Banking


no

Commercial Online Banking


Available as an add-on