Online Banking

Check out all the services F&M Bank has to offer you! Expand each section below to learn more!

Night Deposit Services

Customers can deposit their cash, checks, and loan payments outside of banking hours.  The bank collects the deposits and credits them to the customer’s account on the following business day.

  • Include a deposit slip or payment coupon with your name and account number on it
  • Place your deposit or payment in an envelope provided at the night depository or zipper bag1
  • All items must be placed in the night depository before 8:30 AM to receive same day credit
  • All items placed after 8:30 AM will be credited the next business day
  • All items placed in the night depository on Saturday will be credited the following Monday

1 – Speak with a customer service representative to see how you can obtain an F&M zipper bag.  Additional fees may apply.

Safe Deposit Boxes

Keep your valuables safe with F&M Bank’s Safe Deposit Boxes. For a nominal annual fee, your valuables will be kept safe and secure. You can access your box any time you want during normal lobby hours. We have various boxes available for rental, please speak with a customer service representative for availability and pricing.

Size Options –

  • 3×5
  • 3×10
  • 5×10
  • 10×10
Cashier’s Checks

If you’re looking to perform a transaction with someone, don’t put yourself at risk by carrying too much cash. Instead, F&M Bank can issue you a Cashier’s Check! A cashier’s check is a certified check signed by the bank that is just as good as cash when making large purchases. Give others the peace of mind knowing the funds are certified and keep yourself out of danger from carrying too much cash. Speak with a customer service representative to see about getting a cashier’s check for your next major purchase1.

1 – Additional fees may apply.

Notary Services

We offer Notary Services and witness signatures with a valid photo ID. Documents must be signed in the presence of the notary. 1

1 – Additional fees may apply

Account Research

Need a copy of something on a past statement? Need copies of old statements? Looking for something causing your account to be out of balance? Let our customer service staff assist you. Contact a bank representative today for assistance with account research1.

1 – Additional fees may apply.

Fax and Copy Service

Need to make copies of some documents? Looking to scan a document to your email? Need to fax important documents? F&M Bank can assist you with this, come in today and speak with a customer service representative for all your faxing and copying needs1.

1 – Additional fees may apply.

Coin Counting

Save time from counting and rolling your spare change. Clean, dry coins can be processed by our automatic coin machine at no cost to our customers. Additional fees apply to all non-customers utilizing our coin machine.

Stop Payments

Need to stop a check from clearing your account? Lost a check in the mail? Missing your checkbook? Call or come into the bank and we can help you by completing a stop payment request. If you have online banking, you can even request stop payments without ever having to set foot in the bank! Call ahead and we’ll prepare your form, sign our stop payment slip and we’ll handle the rest. Please see a customer service representative for details1.

1 – Additional fees may apply. Stop payments are only valid for 14 days without a signature. Signed stop payments for checks are valid for 6 months.

Check Orders

We are always glad to order your checks for you; however, if you would like to do so yourself or simply see what is available you can click here   to reorder1. View the online catalog of check designs and accessories by visiting or come by today and visit our friendly staff and we will be glad to assist you!

 1 – Check fees apply

Foreign Currency Orders

Going out of the country for vacation, travel, or business? Save time by ordering foreign currency through us1! Call a customer service representative today to obtain the exchange rate.

Orders are usually received within 5 to 7 business days.

1 – Additional fees may apply.