Online Banking
Account TypeMinimum Opening DepositMonthly Service ChargeMinimum Daily Balance to Avoid Service ChargeInterest BearingInterest Rate
Business Platinum $2,500 $10.00 $2,500 Yes Call us today for rates!
Business Interest $1,000 $10.00 $1,000 Yes Call us today for rates!
Business Checking $500 $10.00 $500 No

no

Commercial Money Market $1,500 $10.00 $1,500 Yes Call us today for rates!

Business Platinum

F&M Bank has the premier solution for your business needs! Offering our highest business account interest rates, this is the solution for you! Check out the features below and start banking today!

  • $2,500 Minimum to Open Account
  • Maintain a Minimum Daily Balance of $2,500 to avoid the $10 Monthly Fee
  • An item transaction fee of $0.20 will be charged for each item in excess of 800 per statement cycle
  • Earn the current interest checking rate and annual percentage yield on the account balance
  • Online Banking
  • Bill Pay
  • 24/7 Telephone Banking
  • Debit Card (Subject to Approval)
  • Check images provided in statement
  • Competitive Check Prices
  • $2.00 monthly charge for paper statement
    • Reduce your monthly charge by $2.00 by enrolling in e-Statement!
  • Free coin counting
  • 1 Free Zipper Bag

Business Interest

Are you hunting for a business account solution that can help your business grow? F&M Bank’s Business Interest account is the solution for you! Check out the features below and start banking today!

  • $1,000 Minimum to Open Account
  • Maintain a Minimum Daily Balance of $1,000 to avoid the $10.00 Monthly Fee
  • An item transaction fee of $0.20 will be charged for each item in excess of 800 per statement cycle
  • Earn the current interest checking rate and annual percentage yield on the account balance
  • Online Banking
  • Bill Pay
  • 24/7 Telephone Banking
  • Debit Card (Subject to Approval)
  • Check images provided in statement
  • Competitive Check Prices
  • $2.00 monthly charge for paper statement
    • Reduce your monthly charge by $2.00 by enrolling in e-Statement!
  • Free coin counting
  • 1 Free Zipper Bag

Business Checking

Looking to start your business and set up a checking account? F&M Bank’s Business Checking account is the perfect fit for you. Check out the features below and start banking today!

  • $500 Minimum to Open Account
  • Maintain a Minimum Daily Balance of $500 to avoid the $10.00 Monthly Fee
  • An item transaction fee of $0.20 will be charged for each item in excess of 800 per statement cycle
  • Online Banking
  • Bill Pay
  • 24/7 Telephone Banking
  • Debit Card (Subject to Approval)
  • Check images provided in statement
  • Competitive Check Prices
  • $2.00 monthly charge for paper statement
    • Reduce your monthly charge by $2.00 by enrolling in e-Statement!
  • Free coin counting
  • 1 Free Zipper Bag

Commercial Money Market

Invest in the financial future of your business with a F&M Commercial Money Market account! Put your excess funds in an account that earns you money and remains easy to access! Check out the features below and start banking today!

  • $1,500 minimum to open account
  • Maintain a minimum balance of $1,500 to avoid the $10.00 monthly balance fee
  • Six free withdrawals allowed per month
    • $10.00 per withdrawal fee will be imposed for every debit transaction beyond this
  • Pays competitive interest monthly on a tiered basis as long as the $1,500 minimum balance is maintained
  • Online Banking
  • 24/7 Telephone Banking
  • Images provided in statement
  • Competitive check prices
  • Free coin counting
  • Free zipper bag