|Account Type||Minimum Opening Deposit||Monthly Service Charge||Identity Theft Monitoring||Cellphone Protection||Interest Bearing||Maximum Withdrawals per Month|
|Secure Checking||$100||$6.50*||Yes 1||Yes 2||Yes 3||Unlimited|
|Consumer Money Market||$2,500||$5.004||No||No||Yes 3||6 free per month, $5.00 per debit beyond this.|
* – Enroll in eStatements through online banking and reduce your monthly fee by $2.00!
1 – Requires sign-up to receive services, credit file monitoring may take several days to begin following activation
2 – Benefits are available to personal checking account owner(s), cellphone bill must be paid through account
3 – Earn interest if minimum daily balance is greater than $2,000.00, call us today for rates.
4 – Avoid the monthly service charge by maintaining a minimum balance of $2,500
Make your account more than a basic checking account with F&M Secure Checking! Utilize all the features you’re already familiar with and gain access to even more! At F&M Bank, your account is more than just where you keep your money. It’s part of your identity! Check out the features below and start banking today!
*Earn interest if minimum daily balance is greater than $2,000.00, call us today for rates.**Wireless carrier fees may apply ¹Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches their members, or schools and their employees/students. ²Credit file monitoring may take several days to begin following activation. ³Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document.
Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
Banking doesn’t have to be complicated with F&M Simple Checking! If you’re only looking for an account that’s easy to setup and maintain, this might be the solution for you! Check out the features below and start banking today!
Looking for a safe investment without tying up your money in a CD or IRA? Need to get access to your money when you need it? A F&M Consumer Money Market account might be the solution for you! We offer a variety of interest rates based on the amount you wish to invest. Check out the features below and start banking today!