FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
After further review alongside Stacey, there is a problem with creating a side-by-side comparison like with Simple Checking/Secure Checking and then Business Checking/Business Interest/Business Platinum. You cannot compare Basic Online Banking/Advanced Online Banking in the same way because Basic is in essence a consumer product and Advanced is a business product. We won’t be selling Advanced Online Banking to consumers and we won’t be selling Basic Online Banking to businesses. If we put the comparison side by side, we are going to have consumers wanting advanced because it’s also free and has more features, not realizing it’s a business product.
A possible strategy to address this is to create the tabs describing Basic Online Banking under Customer Services page and Advanced Online Banking under Business Services page. On the Electronic Services page, where it has online banking listed, we can list what is essentially Basic Online Banking with a button at the bottom where you can go if you’re looking for a more comprehensive business solution.
We can also place the Add-Ons exclusively on the Advanced Online Banking tab to reduce confusion surrounding it.
When you need a simple solution for your banking needs, Basic Online Banking is the answer. All of the services you traditionally need at the touch of your fingers, you can manage your financial future with confidence. Features include:
Our Advanced Online Banking balances the simplicity of being user friendly while offering the critical services you need. Finances can be complex, but that doesn’t mean they need to be difficult. Features include:
Upload a check register or manually enter a list of approved checks to be paid through online banking. Items that match post directly to your account without issue. Get notified and determine whether to pay or return unmatched items.
Fraudsters are on the prowl and hunting for checks sent via traditional mail. While we encourage our customers to pay electronically when possible, there are some situations where that just doesn’t work. With Positive Pay, you tell us what items you have issued. We collect the name of the payee, the amount, the issue date, and the check number. When items attempt to post to your account that do not match, we will notify you via in-app message, email, and text message. You decide if your items get paid or returned. Positive Pay has counteracted hundreds of thousands of dollars worth of fraud with our bank alone. Don’t be a victim, take charge and secure your account with Positive Pay.
Positive Pay is available for $40.00 per month as an add-on to Advanced Online Banking.
Are you a business that handles a large number of checks or money orders made payable to you? Do you find yourself having to make multiple trips to the bank a week? Remote Deposit Capture may be the solution for you.
Remote Deposit Capture allows you to scan checks from your business and deposit directly into your checking account. Cut down on trips to the bank and get access to your funds faster.
Remote Deposit Capture is subject to account officer approval and requires annual underwriting and review.
Fee Schedule: