• Main Office: (706) 846-8415
  • Loan Production Office: (706) 660-6877
Banking on Experience
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Mobile Banking
Experience the convenience of mobile banking by using F&M Mobile to manage your finances quickly from anywhere life may take you.
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Online Banking
View balances and activity, transfer funds, pay bills, and more with online banking!

Community

We are your traditional hometown Community Bank offering new and state of the art conveniences.
 

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Loans

Whether you need a personal, business, or construction loan, we are here to help make the process easy from beginning to end.

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Checking

Our broad range of checking accounts have you covered. We have options that will fit your specific banking needs.

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