• Main Office: (706) 846-8415
  • Loan Production Office: (706) 660-6877
Banking on Experience

Personal Savings

Passbook Savings

  • $100 minimum  to open account
  • Maintain a minimum daily balance of $100 to avoid the $3 monthly balance fee
  • Two withdrawals allowed per month. $2 per withdrawal fee will be imposed for each debit transaction thereafter.
  • Pays Competitive interest semiannually as long as the $100 minimum daily balance is maintained.
  • FREE ANYTIME Online Banking
  • FREE Online Bill Pay available
  • FREE InTouch Phone Banking 24/7
  • Images provided in statement

Passbook Savings Minor (up to age 16)

  • $1 minimum  to open account
  • Two withdrawals allowed per month. A $2 per withdrawal fee will be imposed for each debit transaction thereafter.
  • Pays Competitive interest semiannually as long as a $100 minimum daily balance is maintained.
  • FREE ANYTIME Online Banking
  • FREE Online Bill Pay available
  • FREE InTouch Phone Banking 24/7
  • Images provided in statement

Christmas Club

  • Pays Competitive interest annually
  • Unlimited deposits allowed. No withdrawals
  • Checks mailed the last week of October

Money Market Account

  • $2500 minimum  to open account
  • Maintain a minimum daily balance of $2500 to avoid the $5 monthly balance fee
  • Six withdrawals allowed per month. $5 excess debit fee will be imposed for each debit transaction thereafter.
  • Pays Competitive interest on a tiered basis
  • FREE ANYTIME Online Banking
  • FREE Online Bill Pay available
  • FREE InTouch Phone Banking 24/7
  • Images provided in statement

Money Market and Savings Account Limitations

During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.