• Main Office: (706) 846-8415
  • Loan Production Office: (706) 660-6877
Banking on Experience

Personal Checking

Secure Checking ($100 Minimum to Open)

Financial Features

  • Earns Interest*
  • Online Banking and Bill Pay
  • Telephone Banking
  • Mobile**Banking and Mobile**Check Deposit

A $6.50 monthly service charge applies. However, it's easy to reduce your monthly service charge by enrolling in eStatements! Enroll today and reduce your monthly service fee by $2.00.

With Secure Checking you also receive the following benefits at no additional cost:

IDProtect®
  • Identity theft monitoring and resolution service for you and your joint account owners¹
  • Includes Credit File Monitoring², Credit Report, Identity Theft Expense Reimbursement Coverage³ and Resolution Service.
Cellular Telephone Protection³
  • Cellular phone bill must be paid using eligible account
  • Covers first three phones listed on the cellular phone bill
  • Covers damage or theft
  • Up to two claims per year
  • Up to $300 per claim
  • $50 deductible per claim
Accidental Death & Dismemberment Insurance³
  • Up to $10,000
  • 24-hour coverage
  • Coverage divides equally among joint account owners
  • Coverage reduces by 50% at age 70
Debit Advantage®
  • Buyers Protection³ covers items for 90 days from the date of purchase against accidental breakage, fire, or theft.
  • Extended Warranty³ extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than five years.
  • Item(s) must be purchased entirely with eligible account.
Travel and Leisure Discounts (Registration/Enrollment required)
  • Redeem and print coupons online
  • Access discounts from your mobile device
  • Local and national discounts such as: hotels, restaurants, rental cars, museums, florists, sporting events, dry cleaners and more.
$hopping Rewards™ (Registration/Activation required. Available online only.)
  • Access To exclusive offers and discounts at thousands of leading online retailers
  • Shop online using our customized shopping portal and receive cash back
  • Cash back will be help in your $hopping Rewards account to use towards future purchases- or conveniently sent to you as a check.
Health Discount Savings (This is NOT insurance- Registration/Activation required)
  • Prescriptions
  • Vision- exams, glasses, contact lenses, corrective surgeries
  • Dental

*Earn 0.10% if minimum daily balance is greater than $2,000.00 **Wireless carrier fees may apply ¹Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches their members, or schools and their employees/students. ²Credit file monitoring may take several days to begin following activation. ³Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document.

Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

 


 

Simple Checking ($100 Minimum to Open)

Financial Features

  • Online Banking and Bill Pay
  • Telephone Banking
  • Mobile**Banking and Mobile**Check Deposit

A $2.00 monthly service charge applies. However, it's easy to reduce your monthly service charge by enrolling in eStatements! Enroll today and reduce your monthly service fee by $2.00.