• Main Office: (706) 846-8415
  • Loan Production Office: (706) 660-6877
Banking on Experience

Personal Certificates of Deposit

  • $500 minimum to open account
  • No penalty charged on withdrawals made at maturity. If CD is not at maturity, withdrawals are subject to penalty equal to 3 months interest
  • Variety of terms to choose from
  • Competitive Interest Rates. Click here for current Rates
  • Interest is compounded daily for most terms
  • Interest can be paid monthly, quarterly, semi-annually or annually
  • Interest can be credited back to the CD, paid by check, or credited into another account