• Main Office: (706) 846-8415
  • Loan Production Office: (706) 660-6877
Banking on Experience


Whether you want to purchase a new car, construct your first home or purchase that additional equipment for your business, F&M is ready to help you find the best credit product to meet those needs. Our mission since 1947 has been to provide the finest financial products to help our customers and community grow. We are delighted to be your only hometown bank.

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Consumer Loans
Commercial Loans
Financial Calculators