• Main Office: (706) 846-8415
  • Loan Production Office: (706) 660-6877
Banking on Experience

Meet Our Lenders

Allen W. Parham II, President - Chief Lending Officer

Allen Parham NMLS#:649487

Experience / Education

Allen Parham currently serves as the Bank's Chief Lending Officer. Previously he worked with Synovus Financial Corporation as a commercial loan officer and also with JK Boatwright and Company, P.C.  where he obtained his license as a Certified Public Accountant. He holds a Bachelor of Business Administration in Finance and a Masters of Accountancy, both from Auburn University. As a third generation banker Allen enjoys serving his community, so please stop by and see him today!



Beverly Bonner, Senior Vice President of Lending

Beverly Bonner


Experience / Education

Beverly Bonner is the Senior Vice President of Consumer Lending for F&M Bank.   She began her career with the bank in 1983 as a teller and later worked as a customer service representative, a loan department teller and a loan department supervisor before being named Vice President in March of 2005. In July of 2013 she was promoted to Senior Vice President.  Beverly attended Georgia Southwestern and Columbus College before coming to work at the bank.  She is a life-long member of her Church where she enjoys working with young people and children and she is a team member of Love in Action Ministries.  She is an active volunteer for the March of Dimes as well as participating in other community projects.  Beverly’s philosophy is simple:  Treat every client as if they are family by finding them the best financing options available.