• Main Office: (706) 846-8415
  • Loan Production Office: (706) 660-6877
Banking on Experience

Merchant Services

Swipe with us

F&M Bank and Trust is proud to offer credit card processing services to your clients.  We have solutions to fit all business needs - countertop terminals, POS system, mobile, wireless, and internet.  We believe in taking a consultative approach with each business owner to make sure we understand your needs so we can provide a solution that works for each individual business.  Let us help you!

Countertop Terminal

We offer countertop terminal solutions that utilize IP and analog phone line connectivity.  These have integrated thermal printers along with both chip card and magstripe readers.  The terminals are user-friendly and very dependable.  Terminals require minimal countertop space for clean and functional operation

Foundry Mobile

Our Foundry mobile solution provides access to card processing using tablets or smartphones.  The card reader plugs into the audio jack to provide processing for both chip cards and mag stripe cards.  This solution works through an app and provides the business owner with inventory tracking, tips option, cash sale option, and signature capture.

Foundry POS

Our FoundryPOS solution is an Android-based tablet system with a cash drawer, chip card reader, receipt printer, and 15" tablet.  This solution is designed for Retail and Restaurant merchants needing a more advanced solution than a countertop terminal can provide.  Menus and inventory can be loaded prior to shipping the system to the business, so it is plug and go when received.  The POS system and your credit card processing account are fully supported by a single source provider.



  • Increased sales
  • Reduced credit risks and losses
  • Low monthly fees and competitive rates
  • Personalized attention
  • Honest representation
  • Improved cash flow
  • Complimentary merchant statement analysis

Value-Added Services

  • Experienced sales professionals
  • Dedicated customer service
  • Unparalleled fraud protection
  • Competitive pricing
  • Next business day terminal replacement
  • Easy to understand statements
  • 24/7 technical support
  • Single point of contact for all your banking needs